Sixteen years ago I created a boutique Mortgage Broking firm to assist home owners and other Property Investors to realise their goals through structuring their lending portfolio in the most effective way.

Are you looking to buy, refinance, restructure, renovate, invest, SMSF, buy a holiday house? Reasons people are happy they choose us:

  • We are experienced, warm, knowledgeable, supportive, creative, inspired, hard working, approachable, good at explaining tricky concepts.
  • Our friendly firm is high on service and expertise.
  • We spend as long as it take for you to feel comfortable with your property purchase.
  • We constantly update you on the progress of your finance application.
  • We guide you through the process of dealing with other property professionals.
  • And when your purchase is done we follow up to make sure it’s all going smoothly so you’re never on your own.
  • You’ll feel well looked after by our firm.

MF SIMMONS WILL HELP WITH

WE KNOW HOW TO BUY YOUR FIRST HOME

We are there to guide you through the entire process. How much can I afford? Which bank? How much will this go for? What is settlement? What happens next?

WE KNOW HOW TO DO A RENOVATION

How much will it cost? How does it work? Is it worth it? What’s the process?
Can we get a pre-approval? What do we look out for?

WE KNOW HOW TO UPGRADE YOUR HOME

How much can we afford? Where can I look? Can I keep my home as an investment property? Do I need a bridging loan? How does it work? Which loan would be smartest for me?

WE KNOW HOW TO BUY AN INVESTMENT PROPERTY

How much will it cost? Do I need cash? How much will it cost each month? How do I get a good tenant? What do I look for? Can I buy to rent now and live in later?

WE KNOW HOW TO BUY A HOLIDAY HOUSE

Can I afford it? How much can I afford? Where can I afford? What should I look out for? Can I buy this jointly?

WE KNOW HOW TO CHECK YOUR RATE

Is this the best rate? Will my bank give me a better rate? Do I need to refinance to get the best rate? Can I refinance? What’s available?

WHY USE A MORTGAGE BROKER

Choose from 26 different lenders

Choose a loan that suits you, not the bank

Brokers get paid when you settle, so they work hard to get the job done

Consider banks you wouldn’t have thought of

Save time by having someone follow up for you

Save hassle – let an expert deal with bank bureaucracy

MEET THE TEAM

Medine started MFSimmons in the early days of Mortgage Broking when the main question was ‘What’s a Mortgage Broker?’. Over the years as the industry grew and developed we gained experience, wisdom and a terrific team. Irene Van Wijk joined MFSimmons in 2010 and her role expanded until in 2016 she qualified as a Mortgage Broker. Mary Sofis started Mortgage Broking when her son was only tiny in 2009 and has been a part of the team in various roles since then. Angela McGough joined the team in 2018 and quickly became an invaluable team member organizing us and getting our systems up to date.

MF SIMMONS DIFFERENCE

COMPETENT

With 35 year’s experience in mortgage lending the team at MFSimmons know their way around the banking system. They keep up to date across 26 different lenders, updating policies and offers to bring you the best.

CARING

We really care that you are getting a great deal for your situation and that your experience of buying a house is as stress free as possible.

Considerate

A team of experienced home buyers and investors, we consider your situation now as well as the future to recommend a structure that works for you.

LOCATION

Our office are located in central St Kilda as well as Balnarring on the beautiful Mornington Peninsula.

St Kilda – 2/26-28 Dalgety St
Balnarring – 20/3050 Frankston Flinders Road
Ph: 03 9012 9784
Email: enquiries@mfsimmons.com.au

HAPPY CLIENT STORIES

First Home Buyer

You guys are amazing and I am so glad I used you!! Irene was super duper amazing and so helpful given all the hiccups we had with the valuer. I definitely wouldn’t have been able to do this by myself, so I am so glad I used you!! Xx

First Home Buyer

MFSimmons were excellent in helping us into our new home. They answered every question we had had promptly and with patience. Thanks very much for your professionalism.

Investment Property

Thanks so much for all your help on this lengthy journey! It’s really appreciated, and Medine thanks for your patience over the years with us as we flip–flopped around. We got there in the end. Hopefully more properties to follow in the next year or two.

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